President Trump said in his pre-Super Bowl interview that it may take a year to repeal and replace Obamacare.
Know what? I’m okay with that. Why? Because I have said all along that the manner by which the Democrats crammed this horrible law down our throats, not taking the time to take up sober deliberation of such a critical issue, but operating solely on ideology, is what gave us this behemoth.
Of course, that isn’t quite how Trump put it in his interview with Bill O’Reilly. Despite the hyperbole though, that is the essence of it. From The Hill:
“Yes, in the process and maybe it’ll take till sometime into next year but we’re certainly going to be in the process,” Trump replied.
“You have to remember Obamacare doesn’t work so we are putting in a wonderful plan,” he added.
“It statutorily takes a while to get. We’re going to be putting it in fairly soon, I think that yes I would like to say by the end of the year at least the rudiments but we should have something within the year and the following year.” […] (Click here to read the rest.)
Yes, I am sure it will be a “wonderful plan.” Heck, I’d settle for one that doesn’t cost an arm and a leg, that doesn’t punish people, that doesn’t make us have coverage for medical issues that we don’t need, and that doesn’t force us to pay more for less. Is that too much to ask? I don’t think so. If it takes a year, so be it, as long as it is a measured, thoughtful plan that will actually HELP Americans, not hurt us.
So with what will the Republicans replace the Democrats’ horrible law? Well, despite the claims by the media and Democrats in general – sorry – didn’t mean to be redundant, Republicans actually DO have plans for replacing Obamcare. The Daily Wire has a piece out with the Top Seven Republican plans to replace Obamacare. I am sure different people will like different ones, but if they can come up with one that reduces the incredible cost of Obamacare and actually does more harm than good, that would be a welcome change.
Here is one from Speaker Paul Ryan. You may recall that Ryan constantly sounded the call of how unbelievably expensive Obamacare was going to be, WAY more than the Democrats said it would. He was right:
Here s Ryan’s plan as outlined in the Daily Wire:
2. Speaker of the House Paul Ryan’s (R-WI) proposal. Part of Ryan’s “A Better Way” agenda involved a plan to repeal and replace Obamacare that united many House Republicans in the summer of 2016. The key aspects of Ryan’s plan include:
- Replace the tax incentive towards employer-sponsored insurance with refundable tax credits that consumers can use to buy healthcare and contribute to their HSAs.
- Repeal the employer and individual mandates.
- Repeal the pre-existing conditions mandate and offer high-risk insurance pools as an alternative.
- Block grant Medicaid so states have more flexibility with the program.
- Reduce state barriers to buy health insurance.
- Keep the provision allowing children to stay on their parents’ plans until age 26.
- Transform Medicare into a “premium support” system, where Medicare provides subsidies for seniors to purchase private health plans.
The editors at National Review hailed the Ryan plan as a blueprint that “builds on successful reforms of the past and points us toward a more market-oriented, consumer-driven model.” However, the plan received very little attention due to the fact that it was unveiled in the heat of the general election.
It is all about timing, isn’t it? But just because there was a whole lot going on then is no reason to ignore Ryan’s plan now. I hope the Republicans will take a long hard look at Ryan’s replacement plan and consider it as a viable alternative.
From both the Senate and the House, comes this plan. From the Daily Wire:
3. The Patient CARE Act. Co-sponsored by Sens. Orrin Hatch (R-UT) and Richard Burr and Rep. Fred Upton (R-MI). The notable parts of Obamacare being repealed includes, via Forbes:
- Medicaid is reformed by imposing a capped per-beneficiary allotment adjusted for inflation (a less stringent form of block-granting Medicaid insofar as it automatically adjusts for changes in the number of Medicaid eligibles);
- Obamacare’s income-related subsidies are replaced with less expensive tax credits that vary by age, family status and income (disappearing above 300 percent of federal poverty level).
- The long-standing tax exclusion for employer-provided health insurance coverage is retained, but the ACA’s Cadillac tax is replaced by a functionally-equivalent cap on the amount of the exclusion ($12,000 for single and $30,000 for family coverage); workers in firms with fewer than 100+ workers would be allowed to purchase non-group coverage with tax credits.
However, a number of Obamacare provisions would still stand:
- May not establish lifetime limits on the dollar value of insurance benefits to beneficiaries;
- Cannot deny nor terminate coverage for medical reasons; and
- Are required to offer coverage to dependents up to age 26.
- The 3:1 age rating restrictions under the ACA are repealed and replaced only with a one-to-five maximum age rating ratio (moreover, states may elect to opt out of this requirement).
Per Forbes, the Patient CARE Act would cause premiums to be reduced across the board, particularly a six percent decrease for family catastrophic plans and 11 percent for family Bronze plans under Obamacare. It would also reduce the deficit by $534 billion in nearly 10 years but increase the number of uninsured Americans by 4 million. […] (Click here to read the rest.)
Well, I could sure get behind reducing those costs for the Bronze plan. That is what we have had to end up with after having VERY good care with lower deductibles, out of pocket expenses, and lower premiums. Since Obamacare was forced on us, it is the exact opposite: much, much higher premiums; reduced benefits; much higher deductible (try 3 times as much as it was); and much higher out of pocket expenses (again, about 3 times as much as it had been).
All I know is that something has to give. I would LOVE to have it be sooner just so it isn’t costing us so damn much, but I would take a reasoned, measured approach to health care in America, something the Democrats refused to do. Now they are playing obstructionist to attempts to actually help the American people who, by the way, NEVER WANTED OBAMACARE.
So let’s hope the Republicans will actually do what they said they were going to do. Wouldn’t that be a pleasant surprise? Uh, yeah…
That’s what I think. How about you? This is an Open Thread.